The Career Maths Club — Terms & Conditions

1. Agreement to Terms
These Terms & Conditions ("Terms") govern your use of The Career Maths Club, a trading name of Tobit Media Limited (company number: 16904898), registered in England and Wales, including our website, products, programs, communities, and services. By accessing or using our services, you agree to be bound by these Terms. Nothing in these Terms affects your statutory rights as a consumer.

2. Eligibility
You must be at least 18 years old to use our services. By using our services, you represent that you meet this requirement.

3. Services Provided
We provide online education, training, digital products, community access, and related services. Results are not guaranteed and depend on individual effort and circumstances.

4. Payments & Refunds

All payments are processed securely.

Prices are subject to change.

Refund policies (if applicable) are clearly stated at point of purchase.

Chargebacks or payment disputes may result in account suspension.

Nothing in this clause affects your statutory rights under the Consumer Rights Act 2015 or the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013, including any applicable right to cancel certain online purchases within 14 days.

5. SMS Messaging Terms
By submitting your phone number, you consent to receive SMS messages related to:

Account notifications

Program updates

Customer support

Marketing messages (where applicable)

Message frequency may vary. Message and data rates may apply. Marketing messages are sent in accordance with the Privacy and Electronic Communications Regulations (PECR) and UK GDPR, and you may withdraw consent to marketing messages at any time.

To opt out, reply "STOP". To get help, reply "HELP" or contact [email protected].

Consent to receive messages is not a condition of purchase.

6. User Conduct
You agree not to:

Violate laws or regulations

Harass, abuse, or harm others

Share login credentials

Distribute copyrighted material

Use our services for spam or unlawful messaging

We reserve the right to suspend or terminate access for violations.

7. Intellectual Property
All content, trademarks, materials, and systems are owned by The Career Maths Club and may not be copied, resold, or distributed without written permission.

8. Disclaimer
Our services are provided "as is" without warranties of any kind. We do not guarantee financial results, income, or business success.

9. Limitation of Liability
To the maximum extent permitted by law, The Career Maths Club shall not be liable for any indirect, incidental, or consequential damages. Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability which cannot be excluded or limited under English law.

10. Indemnification
You agree to indemnify and hold harmless The Career Maths Club from any claims arising from your use of the services or violation of these Terms, except to the extent such claims arise from our breach of these Terms or our negligence.

11. Governing Law
These Terms are governed by the laws of England and Wales, and the courts of England and Wales shall have exclusive jurisdiction over any dispute arising from these Terms.

12. Data Protection
We process your personal data in accordance with our Privacy Policy and applicable data protection law, including UK GDPR. For details on how we collect, use, and protect your data, please refer to our Privacy Policy at [insert link].

13. Modifications
We reserve the right to modify these Terms at any time. Continued use of the services constitutes acceptance of the updated Terms.

14. Contact Information
Tobit Media Limited
Email: [email protected]
Address: 6 Sycamore Drive, Salisbury, Wiltshire SP1 3GZ